Seller is ready to make a dealdont miss this incredible opportunity! This charming bungalow in Lakeland not only boasts a prime location in a quiet neighborhood, but it also qualifies for the Polk SHIP Down Payment Assistance Program, offering up to $30,000 for your down payment and $8,000 toward closing costs. Funds are still available as of November 1st, 2024, so act quickly! This 3 bedroom, 1 bathroom home features a large galley style kitchen with solid wood cabinets, stainless steel appliances, and plenty of counter spaceperfect for whipping up family meals. The huge fenced in backyard offers ultimate privacy, plus fruit trees for your enjoyment. The sellers current mortgage is assumable at an amazing rate of 2.75%, making this an even more incredible deal! Recent updates include a brand new central AC installed in August 2024, a cleaned out septic system (May 2024), and a roof that's just 12 years old, offering peace of mind for years to come. This is the perfect starter home, and the seller is eager to help make it yours. Schedule your showing today and take the first step toward homeownership before this opportunity is gone!